Pension simulator
Estimated net redemptionR$171,319.21
Contributions: R$160,000.00
Regressive income tax by deposit: R$2,216.32
IOF: R$0.00
Regressive rates of 35%, 30%, 25%, 20%, 15% and 10% based on each deposit’s age (two-year brackets). PGBL taxes total redemption; VGBL taxes income. Excludes PGBL deductions, progressive tax, loading fees, insurance and annuities. Includes 5% IOF on annual VGBL contributions exceeding R$600,000, considering this scenario only and constant 2026 rules. Enter a rate net of plan costs.
Official rules and guidance ↗