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All Ferrum Nexus calculators and simulators in one place. Choose a tool from the sidebar or the cards below.
Equivalent rates and compound interest
Convert annual, monthly and daily compound rates and calculate income by holding days.
Equivalent rates & compound interest
12% per year is approximately 0.948879% per month, not 1%. A monthly rate of 1% equals 12.682503% per year.
Equivalent rate0.948879%
Equivalent per day: 0.031054%
Return by holding days
Gross income: R$9.36
Compound conversion: (1 + rate)^(target/source term) − 1. Not a linear division. Liquidity is contractual; conversion does not promise daily withdrawals or include tax.